Bank Jugging: Staying Safe from a Silent Threat

William DeMuth
Sep 6, 2023
4 min read

Updated: Dec 26, 2025

What Is Bank ATM Jugging And How To Protect Yourself

In today's fast-paced world, banking and financial transactions have become increasingly convenient, thanks to the proliferation of ATMs and online banking services. However, with these conveniences come new security challenges, and one emerging threat that has garnered attention is "Bank Jugging."

Bank Jugging: Staying Safe from a Silent Threat

This insidious criminal activity preys on unsuspecting bank customers, making it crucial for individuals to understand the risks and take proactive measures to protect themselves.

In this article, we delve into the world of Bank Jugging, exploring what it is and how you can stay safe from this silent threat.

Understanding ATM Bank Jugging

Bank Jugging is a term used to describe a criminal act in which individuals or organized groups target bank customers who have recently withdrawn money. The perpetrators typically follow a systematic approach:

Observation: Criminals often linger near banks or ATMs, observing customers as they conduct transactions. They look for signs of someone withdrawing a significant amount of cash.
Selection Type A: Once a potential target is identified, the criminals discreetly follow them to their next destination, which could be a store, restaurant, or home.
Selection Type B: Once a potential target is identified, criminal A will commuincate to their partner criminal B the victims car and plate and will discreetly follow them to their next destination, which could be a store, restaurant, or home.
Theft: When the target leaves their vehicle unattended, the criminals break into it, searching for the cash they suspect the person has withdrawn. If they find the money, they steal it and make a hasty exit.
Escape: After committing the theft, the criminals aim to avoid detection by leaving the area, frequently switching vehicles to further confuse potential pursuers.

Preventing Bank Jugging

While Bank Jugging can be a serious threat, there are several steps you can take to minimize your risk:

Stay Aware: Pay attention to your surroundings when visiting a bank or ATM. Be cautious if you notice unfamiliar or suspicious individuals lingering nearby.
People In Vehicles: Pay particular attention to individuals watching and scanning the customer bank traffic. Many times they are parked in reverse into a spot.
Vary Your Routine: Avoid establishing predictable patterns. Try to visit different branches, use different ATMs, and change the times when you conduct transactions.
Conceal Cash: After withdrawing money, place it securely in a wallet or purse, keeping it out of sight. Avoid displaying large sums of cash in public.
Be Cautious in Parking Lots: When parking at a bank, park in well-lit and highly visible areas. Lock your vehicle and hide any valuables.
Report Suspicious Activity: If you notice someone behaving suspiciously around a bank or ATM, report it to bank security, local law enforcement, or a security guard.
Use Drive-Thru Options: If available, use drive-thru ATMs, which offer an added layer of security compared to walk-up machines.
Online Banking: Consider using online banking and mobile apps to reduce the need for frequent cash withdrawals.
Trust Your Instincts: If something doesn't feel right or you sense you're being watched, trust your instincts and leave the area immediately.
Practice Situational Awareness: Notice if any vehicles follow you out of the parking lot and make sure you are not being followed.
Use Your Locks: Lock your car doors when you get into your vehicle.
Have a Plan: If you believe you are being followed from a financial institution for any length of time, call 911 or drive to the nearest police station or fire/EMS station, do not go home.

Community and Law Enforcement Efforts

Many banks and law enforcement agencies are actively working to combat Bank Jugging by implementing security measures and increasing public awareness. They often provide educational materials and tips to help customers protect themselves from this threat.

Bank Jugging may be a relatively new term, but it represents a real and growing threat to individuals who handle cash transactions. Being aware of your surroundings, varying your routines, and taking precautions when handling money can go a long way in safeguarding yourself against this silent threat. By staying informed and vigilant, you can reduce your vulnerability and help ensure that your financial activities remain secure.

Violence Prevention and Self Defense Resources

The Center for Violence Prevention and Self-Defense (CVPSD) is a 501(c)(3) non-profit organization that provides critical, life-saving education and awareness skills to communities at risk.

Through a combination of online and in-person training, workshops, and seminars, CVPSD provides practical self-defense skills, violence prevention strategies, risk assessment tools, and guidance on setting personal and relationship boundaries.

Partnering with public and private organizations, schools, nonprofits, community groups, and government agencies—including those under the General Services Administration (GSA)—CVPSD works to empower individuals with the knowledge and skills needed to recognize, avoid, and respond effectively to threats.