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Bank Jugging: Staying Safe from a Silent Threat

Updated: Sep 7, 2023

Whay Is Bank Jugging And How To Protect Yourself

In today's fast-paced world, banking and financial transactions have become increasingly convenient, thanks to the proliferation of ATMs and online banking services. However, with these conveniences come new security challenges, and one emerging threat that has garnered attention is "Bank Jugging."

Bank Jugging: Staying Safe from a Silent Threat
Bank Jugging: Staying Safe from a Silent Threat

This insidious criminal activity preys on unsuspecting bank customers, making it crucial for individuals to understand the risks and take proactive measures to protect themselves.

In this article, we delve into the world of Bank Jugging, exploring what it is and how you can stay safe from this silent threat.

Understanding Bank Jugging

Bank Jugging is a term used to describe a criminal act in which individuals or organized groups target bank customers who have recently withdrawn money. The perpetrators typically follow a systematic approach:

  • Observation: Criminals often linger near banks or ATMs, observing customers as they conduct transactions. They look for signs of someone withdrawing a significant amount of cash.

  • Selection Type A: Once a potential target is identified, the criminals discreetly follow them to their next destination, which could be a store, restaurant, or home.

  • Selection Type B: Once a potential target is identified, criminal A will commuincate to their partner criminal B the victims car and plate and will discreetly follow them to their next destination, which could be a store, restaurant, or home.

  • Theft: When the target leaves their vehicle unattended, the criminals break into it, searching for the cash they suspect the person has withdrawn. If they find the money, they steal it and make a hasty exit.

  • Escape: After committing the theft, the criminals aim to avoid detection by leaving the area, frequently switching vehicles to further confuse potential pursuers.

Preventing Bank Jugging

While Bank Jugging can be a serious threat, there are several steps you can take to minimize your risk:

  • Stay Aware: Pay attention to your surroundings when visiting a bank or ATM. Be cautious if you notice unfamiliar or suspicious individuals lingering nearby.

  • Vary Your Routine: Avoid establishing predictable patterns. Try to visit different branches, use different ATMs, and change the times when you conduct transactions.

  • Conceal Cash: After withdrawing money, place it securely in a wallet or purse, keeping it out of sight. Avoid displaying large sums of cash in public.

  • Be Cautious in Parking Lots: When parking at a bank, park in well-lit and highly visible areas. Lock your vehicle and hide any valuables.

  • Report Suspicious Activity: If you notice someone behaving suspiciously around a bank or ATM, report it to bank security, local law enforcement, or a security guard.

  • Use Drive-Thru Options: If available, use drive-thru ATMs, which offer an added layer of security compared to walk-up machines.

  • Online Banking: Consider using online banking and mobile apps to reduce the need for frequent cash withdrawals.

  • Trust Your Instincts: If something doesn't feel right or you sense you're being watched, trust your instincts and leave the area immediately.

  • Practice Situational Awareness: Notice if any vehicles follow you out of the parking lot and make sure you are not being followed.

  • Use Your Locks: Lock your car doors when you get into your vehicle.

  • Have a Plan: If you believe you are being followed from a financial institution for any length of time, call 911 or drive to the nearest police station or fire/EMS station, do not go home.

Community and Law Enforcement Efforts

Many banks and law enforcement agencies are actively working to combat Bank Jugging by implementing security measures and increasing public awareness. They often provide educational materials and tips to help customers protect themselves from this threat.

Bank Jugging may be a relatively new term, but it represents a real and growing threat to individuals who handle cash transactions. Being aware of your surroundings, varying your routines, and taking precautions when handling money can go a long way in safeguarding yourself against this silent threat. By staying informed and vigilant, you can reduce your vulnerability and help ensure that your financial activities remain secure.

Violence Prevention and Self Defense Resources

The goal of the Center for Violence Prevention and Self Defense is to stop violence by educating at-risk people and empower them with the skills needed to protect themselves both online and live training. CVPSD's live training is available to people of all ages in New Jersey including children, adults and the elderly.

Live conceptual seminars teach the origins of violence and how to assess risk and set boundaries for healthy relationships. Experiential classes teach hands-on interpersonal skills and strategies to prevent and stop assault.

The Center for Violence Prevention and Self Defense reaches individuals and communities through partnerships with schools and other nonprofits, community groups, as well as classes for the public.


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